If the Player draws an 8 as a third card, the Banker draws on a 0-2 score and stays on a 3-7 score.

If the Player draws a 9, 10, face-card, or Ace as a third card, the Banker draws on a 0-3 score and stays on a 4-7 score.

If the Player does not need to draw the third card, the Banker stays on a total of 6 or 7 and draws a card on a total of 0-5. Here’s where everything gets a little more complicated and you better continue reading if you are trying to find out how to play Baccarat online. That’s because the Player (who’s the first one to play) stands on a total of 6 or 7 but needs one more card on a 0-5 score. If no one hits a natural win, chances are you might need to see one more card on the table.

When this happens, no more cards are dealt and the bets that were placed at the beginning of the action can be cashed out. In case the point total of the first two cards is equal to 8 or 9, the Player who hits this score (which is referred to as a natural win) is the one who wins the hand.

I am about to let you in on a very specific Baccarat rule that you need to keep in mind every time you bet on the Banker or the Player. No dear, I am not talking about you here. As you are going to discover, things are a little more complicated. In this hypothetical hand of Baccarat, the victory goes to the Banker because 0+7= 7 points, while the Player’s hand is of only 2 points (9+3 = 12 points, but since we only use the second-digit, it becomes of just two points) The other cards are worth their face value and, not to create any misunderstandings, let me clarify that the Ace is counted as one point.Īlso, if the value of your hand is a two-digit number, only the second-digit is counted. Note that the Tens and the face cards are all counted as zero points. Once the dealer places two cards on each part of the table, it’s time to calculate the points and determine the value of each hand.

Since I know this might complicate things a little, I suggest you look at the two hands in Baccarat as: You are not limited to playing the Player’s hand and you don’t always win when the Player wins. The game begins with two hands being dealt on the table: In a regular game of Baccarat, the dealer uses six to eight decks of cards. The three bets in Baccarat are the Banker’s bet, the Player’s Bet, and the Tie bet.

The goal of the game is to bet on the winning side.

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